# Route funds from a transaction

> Route funds from transactions to different bank accounts for a single paypoint

<AudienceInfo audiences={['developers']} />

Payabli allows you to route funds from a transaction to a specific bank account for the paypoint. This option only works with a single paypoint that's running the transaction, and can't be used to distribute funds to accounts that belong to other paypoints.

## Setup

Contact the Payabli team to enable and configure fund routing. After a paypoint is boarded, the Payabli team configures the merchant's bank accounts. Payabli can add as many separate accounts as you need, and each account has an `accountId`.

## Retrieve `accountId`

You can retrieve `accountId` values for all a Paypoint's accounts by sending a GET request to the [/Paypoint endpoint](/developers/api-reference/paypoint/get-paypoint-details). They're returned in objects in the `Credentials` array.

<Accordion icon="code" title="Click to expand example">
  In this example, there are two accounts for ACH (187-782 and 187-783) and two accounts for card (187-798 and 187-799)

  ```json
  {
      "isSuccess": true,
      "responseText": "Success",
      "responseCode": 1,
      "": {
          "Paypoint": {
              "IdPaypoint": 187,
              "DbaName": "The Board Haus",
              "LegalName": "Board Haus LLC.",
              "Address1": "1801 Main Avenue",
              "Address2": "",
              "City": "Durango",
              "Zip": "81301",
              "ServiceData": null,
          // Example truncated
              "Credentials": [
                  {
                      "Service": "ach",
                      "Mode": 1,
                      "Minticket": 0.0,
                      "Maxticket": 100000.0,
                      "CfeeFix": 0.0,
                      "CfeeFloat": 0.0,
                      "CfeeMin": 0.0,
                      "CfeeMax": 0.0,
                      "ReferenceId": 348,
                      "AccountId": "187-782"
                  },
                  {
                      "Service": "ach",
                      "Mode": 0,
                      "Minticket": 0.0,
                      "Maxticket": 100000.0,
                      "CfeeFix": 0.0,
                      "CfeeFloat": 0.0,
                      "CfeeMin": 0.0,
                      "CfeeMax": 0.0,
                      "ReferenceId": 348,
                      "AccountId": "187-783"
                  },
                  {
                      "Service": "card",
                      "Mode": 0,
                      "Minticket": 0.0,
                      "Maxticket": 100000.0,
                      "CfeeFix": 0.0,
                      "CfeeFloat": 0.0,
                      "CfeeMin": 0.0,
                      "CfeeMax": 0.0,
                      "ReferenceId": 358,
                      "AccountId": "187-798"
                  },
                  {
                      "Service": "card",
                      "Mode": 1,
                      "Minticket": 0.0,
                      "Maxticket": 100000.0,
                      "CfeeFix": 0.0,
                      "CfeeFloat": 0.0,
                      "CfeeMin": 0.0,
                      "CfeeMax": 0.0,
                      "ReferenceId": 358,
                      "AccountId": "187-799"
                  },
      
                  // Example truncated
              ]
          },
      },
  }
  ```
</Accordion>

## Routing transactions

When there is more than one account set up for a payment method, you must pass an `accountId` with the transaction.
For example, if you have Account A and Account B set up for card transactions, each transaction must include an `accountId` for either Account A or Account B.

In these examples, Account A has an `accountId` of 187-798, and Account B has an `accountId` of 187-799.

<CodeBlocks>
  ```bash Card payment to Account A

  curl --request POST \
       --url 'https://api-sandbox.payabli.com/api/MoneyIn/getpaid?forceCustomerCreation=false' \
       --header 'accept: application/json' \
       --header 'content-type: application/*+json' \
       --header 'requestToken: API TOKEN'
  {
      "entryPoint": "41035afaa7",
      "paymentMethod": {
          "method": "card",
          "cardnumber": "4293189100000008",
          "cardexp": "0924",
          "cardcvv": "345",
          "cardzip": "34234",
          "cardHolder": "John Smith"
      },
      "paymentDetails": {
          "totalAmount":20,
          "serviceFee": 0.00
      },
      "customerData": {
          "customerId": 224,
          "customerNumber": "888",
          "billingAddress1": "5127 Linkwood ave"
          },
       "accountId": "187-798"
  ```

  ```bash Card payment to Account B

  curl --request POST \
       --url 'https://api-sandbox.payabli.com/api/MoneyIn/getpaid?forceCustomerCreation=false' \
       --header 'accept: application/json' \
       --header 'content-type: application/*+json' \
       --header 'requestToken: API TOKEN'
  {
      "entryPoint": "41035afaa7",
      "paymentMethod": {
          "method": "card",
          "cardnumber": "4293111111111111",
          "cardexp": "0927",
          "cardcvv": "999",
          "cardzip": "34234",
          "cardHolder": "Rafael Campos"
      },
      "paymentDetails": {
          "totalAmount":3670.56,
          "serviceFee": 10.00
      },
      "customerData": {
          "customerId": 222,
          "customerNumber": "987",
          "billingAddress1": "221 Judge Gault Pkwy"
          },
       "accountId": "187-799"
  ```
</CodeBlocks>

If a paypoint is set up with multiple accounts and you don't include an `accountId` with a transaction, you'll get a "Multiple Gateway Data for payment method" error:

```json Example error response
{
    "responseText": "Declined",
    "isSuccess": false,
    "responseData": {
        "authCode": null,
        "referenceId": null,
        "resultCode": 3,
        "resultText": "Multiple Gateway Data for payment method",
        "avsResponseText": null,
        "cvvResponseText": null,
        "customerId": null,
        "methodReferenceId": null
    }
}
```

## Related resources

See these related resources to help you get the most out of Payabli.

<AccordionGroup>
  <Accordion title="Prerequisites">
    * **[Fund routing overview](/guides/pay-in-routing-overview)** - Learn your options for sending Pay In funds into different accounts
  </Accordion>
</AccordionGroup>