# Pay In overview

> Learn more about Payabli's Pay In features, and find all the guides in one place

<AudienceInfo audiences={['developers','partners', 'merchants']} />

Payabli's Pay In features cover getting money *in* to your bank account. This starts with running sales transactions for your customers whether online, card-present, via subscriptions or one-time payments.

Payabli's Pay In capabilities include:

* Making sale transactions: either card-present with a device, via the API, embedded components, hosted payment pages, the virtual terminal in the UI, or via payment links.
* Making recurring or scheduled transactions.
* Saving payment methods for future use. This is also called "tokenization".
* Invoicing customers to request payments.

## References

These reference guides cover schemas, statuses, and error codes related to Pay In.

<CardGroup cols={2}>
  <Card title="Payment response codes & errors" icon="comment-code" href="/guides/platform-return-codes-and-errors-reference">
    Learn about payment response codes for different payment methods
  </Card>

  <Card title="Pay In statuses" icon="message-code" href="/guides/pay-in-status-reference">
    Learn about Pay In (money in) statuses
  </Card>

  <Card title="Pay In schemas" icon="diagram-successor" href="/guides/pay-in-schemas-overview">
    Learn about Pay In (money in) transaction schemas
  </Card>

  <Card title="Pay In TransEvent reference" icon="message-dots" href="/guides/pay-in-transevents-reference">
    Learn about TransEvent values for pay in transactions
  </Card>

  <Card title="Payment methods for testing" icon="toolbox" href="/guides/test-accounts-reference">
    Use these payment methods to test your integration with Payabli
  </Card>

  <Card title="ACH return codes reference" icon="turn-down-left" href="/guides/platform-ach-return-codes-reference">
    Understand how to handle different types of ACH returns
  </Card>

  <Card title="Pay In unified response codes reference" icon="comment-code" href="/guides/pay-in-unified-response-codes-reference">
    Complete reference for Payabli's unified Pay In transaction response codes
  </Card>
</CardGroup>

## Making transactions

If you want to learn more about making transactions with Payabli, use these guides to get started.

### One-time transactions

These guides cover tasks associated with one-time transactions.

<CardGroup cols={3}>
  <Card title="Capturing in-person checks" icon="money-check" href="/guides/pay-in-checks-rdc-overview">
    Learn how to use RDC (remote deposit capture) to convert paper checks into electronic payments
  </Card>

  <Card title="Cancel a Pay In transaction with the API" icon="rectangle-xmark" href="/guides/pay-in-developer-transactions-cancel">
    Learn how to cancel a Pay In transaction using the API
  </Card>

  <Card title="Authorize & capture transactions" icon="box-dollar" href="/guides/pay-in-developer-transactions-auth-capture">
    Learn how to authorize and capture payments for settlement using the API
  </Card>

  <Card title="Make transactions from the UI" icon="badge-dollar" href="/guides/pay-in-portal-transactions-create">
    Learn how to create transactions from the Payabli UI
  </Card>

  <Card title="Make a sale transaction with the API" icon="money-from-bracket" href="/guides/pay-in-developer-transactions-create">
    Learn how to authorize and capture a sales transaction in one step using the API
  </Card>

  <Card title="Use Remote Deposit Capture (API)" icon="money-check" href="/guides/pay-in-developer-checks-rdc">
    Learn how to use RDC (remote deposit capture) to convert paper checks into electronic payments via the API
  </Card>

  <Card title="Process card payments in Canada" icon="money-from-bracket" href="/guides/pay-in-developer-transactions-canada">
    Learn how to process card payments in Canada via the API
  </Card>

  <Card title="Make a sale with a saved payment method" icon="cloud-binary" href="/guides/pay-in-developer-transactions-card-on-file">
    Learn how to make a sale transaction via the API with a customer's saved payment method
  </Card>

  <Card title="Manage Pay In transactions in the UI" icon="file-chart-column" href="/guides/pay-in-portal-transactions-reports">
    Learn about reporting on and managing Pay In transactions in the Payabli UI
  </Card>
</CardGroup>

### Subscriptions and autopays

These guides cover tasks associated with subscriptions, scheduled payments, and autopay transactions.

<CardGroup cols={2}>
  <Card title="Manage autopays in the UI" icon="calendar-plus" href="/guides/pay-in-portal-autopays-manage">
    Learn how to set up and manage recurring payments in the Payabli UI
  </Card>

  <Card title="Manage subscriptions with the API" icon="calendar-plus" href="/guides/pay-in-developer-subscriptions-manage">
    Learn how to create, update, and delete your scheduled, subscription, and autopay transactions with the Payabli API
  </Card>

  <Card title="Subscription utility code" icon="screwdriver-wrench" href="/guides/pay-in-developer-subscriptions-utilities">
    Use example code to enhance your subscription management via the API
  </Card>
</CardGroup>

### Digital wallets

These guides cover configuring acceptance for digital wallets.

<CardGroup cols={3}>
  <Card title="Manage Apple Pay (API)" icon="bars-progress" href="/guides/pay-in-developer-wallets-apple-pay-manage">
    Learn about managing Apple Pay and payment method domains via the Payabli API
  </Card>

  <Card title="Activate Google Pay™ (API)" icon="toggle-on" href="/guides/pay-in-developer-wallets-google-pay-enable">
    Learn about setting up Google Pay via the Payabli API
  </Card>

  <Card title="Apple Pay overview" icon="brands apple-pay" href="/guides/pay-in-wallets-apple-pay-overview">
    Learn about using Apple Pay with Payabli
  </Card>

  <Card title="Accept Apple Pay on a payment page" icon="brands apple-pay" href="/guides/pay-in-developer-payment-page-apple-pay">
    Learn how to accept Apple Pay on a hosted payment page
  </Card>

  <Card title="Activate Apple Pay (API)" icon="toggle-on" href="/guides/pay-in-developer-wallets-apple-pay-enable">
    Learn about setting up Apple Pay via the Payabli API
  </Card>

  <Card title="ExpressCheckout UI" icon="puzzle-piece" href="/guides/pay-in-components-express-checkout">
    Learn how to use the ExpressCheckout UI component on your site or in your app to securely accept digital wallet payments
  </Card>

  <Card title="Manage Google Pay™ (API)" icon="bars-progress" href="/guides/pay-in-developer-wallets-google-pay-manage">
    Learn about managing Google Pay and payment method domains via the Payabli API
  </Card>

  <Card title="Google Pay™ overview" icon="brands google-pay" href="/guides/pay-in-wallets-google-pay-overview">
    Learn about using Google Pay with Payabli
  </Card>
</CardGroup>

### Card present (devices)

These guides cover using cloud devices, also known as terminals, for making card-present payments.

<CardGroup cols={3}>
  <Card title="Devices overview" icon="credit-card" href="/guides/pay-in-devices-overview">
    Learn the basics of using the Devices API to accept in-person payments
  </Card>

  <Card title="PAX A920 guide" icon="credit-card-front" href="/guides/pay-in-developer-devices-pax-a920-setup">
    Learn how to set up and register a PAX A920 device with the API to make card-present sales
  </Card>

  <Card title="Set up a PAX A920 device in PayHub" icon="credit-card-front" href="/guides/pay-in-portal-device-setup-pax-a920">
    Learn how to set up a PAX A920 device in PayHub to make card-present sales
  </Card>

  <Card title="Manage cloud devices" icon="cash-register" href="/guides/pay-in-developer-devices-manage">
    Learn how to register, unregister, and list cloud devices for making card-present sales
  </Card>
</CardGroup>

### Routing funds

Learn how to route funds from your Pay In transactions to different bank accounts or sub-merchants.

<CardGroup cols={2}>
  <Card title="Split payment chargebacks & returns" icon="split" href="/guides/pay-in-split-disputes-overview">
    Learn how Payabli handles chargebacks and ACH returns for split transactions
  </Card>

  <Card title="Route funds from a transaction" icon="arrows-split-up-and-left" href="/guides/pay-in-developer-routing-multiple-accounts">
    Route funds from transactions to different bank accounts for a single paypoint
  </Card>

  <Card title="Refund a split funded transaction" icon="rotate-left" href="/guides/pay-in-developer-routing-refund-split">
    Learn how to refund a transaction that was sent with split instructions
  </Card>

  <Card title="Split funds from a transaction" icon="split" href="/guides/pay-in-developer-routing-split-funds">
    Split funds from a transaction into different bank accounts or paypoints
  </Card>

  <Card title="Fund routing overview" icon="route" href="/guides/pay-in-routing-overview">
    Learn your options for sending Pay In funds into different accounts
  </Card>
</CardGroup>

### Remote Deposit Capture (RDC)

These guides cover using Remote Deposit Capture (RDC) to convert paper checks into electronic payments.

<CardGroup cols={2}>
  <Card title="Capturing in-person checks" icon="money-check" href="/guides/pay-in-checks-rdc-overview">
    Learn how to use RDC (remote deposit capture) to convert paper checks into electronic payments
  </Card>

  <Card title="Use Remote Deposit Capture (API)" icon="money-check" href="/guides/pay-in-developer-checks-rdc">
    Learn how to use RDC (remote deposit capture) to convert paper checks into electronic payments via the API
  </Card>
</CardGroup>

## Refunds

These guides cover handling refunds for Pay In transactions.

<CardGroup cols={2}>
  <Card title="Split payment chargebacks & returns" icon="split" href="/guides/pay-in-split-disputes-overview">
    Learn how Payabli handles chargebacks and ACH returns for split transactions
  </Card>

  <Card title="Cancel a Pay In transaction with the API" icon="rectangle-xmark" href="/guides/pay-in-developer-transactions-cancel">
    Learn how to cancel a Pay In transaction using the API
  </Card>

  <Card title="Understand refunds & failures" icon="clock-rotate-left" href="/guides/pay-in-refunds-failures-overview">
    Learn about refunds and what to do when refunds fail
  </Card>

  <Card title="Enhanced refund flow" icon="hands-holding-dollar" href="/guides/pay-in-refunds-enhanced-flow-overview">
    Learn how the Enhanced Refund Flow feature works to make card refunds more efficient
  </Card>
</CardGroup>

## Invoice customers

Learn how to send invoices and create payment links so customers can pay your merchants.

<CardGroup cols={3}>
  <Card title="Pay by SMS" icon="message-sms" href="/guides/pay-in-developer-invoices-pay-by-sms">
    Learn how pay by SMS works with Payabli
  </Card>

  <Card title="Manage invoices with the API" icon="file-invoice-dollar" href="/guides/pay-in-developer-invoices-manage">
    Learn how to create, update, delete, and send invoices with the Payabli API
  </Card>

  <Card title="Manage invoices in the UI" icon="file-invoice" href="/guides/pay-in-portal-invoices-manage">
    Learn how to create, send, and manage invoices in the Payabli UI
  </Card>

  <Card title="Manage Payment Links" icon="link-simple" href="/guides/pay-in-developer-payment-links-manage">
    Learn how to generate, send, and manage payment links via the API
  </Card>

  <Card title="Bills & invoices" icon="file-invoice-dollar" href="/guides/platform-bills-vs-invoices">
    Learn the difference between bills and invoices
  </Card>

  <Card title="Manage line items with the API" icon="pen-line" href="/guides/platform-developer-line-items-manage">
    Learn how to add and manage line items for products and services via the API
  </Card>

  <Card title="Manage line items & the catalog from the UI" icon="square-list" href="/guides/platform-portal-catalog-manage">
    Learn how to manage products and services in the Payabli UI
  </Card>
</CardGroup>

## Save payment information

Learn about saving (tokenizing) payment information for future use with Payabli.

<CardGroup cols={2}>
  <Card title="Save a payment method with the API" icon="square-plus" href="/guides/platform-developer-tokenization-save-method">
    Learn how to use the Payabli API to add and manage saved payment methods
  </Card>

  <Card title="PayMethod UI" icon="puzzle-piece" href="/guides/pay-in-components-paymethod-ui">
    Learn how to use the PayMethod UI embedded component to securely store a payment profile with a low-code modal-based UI.
  </Card>

  <Card title="Share payment method tokens (developers)" icon="right-left-large" href="/guides/platform-developer-tokenization-share-tokens">
    Learn how to use organization or network tokens across paypoints
  </Card>

  <Card title="EmbeddedMethod UI" icon="puzzle-piece" href="/guides/pay-in-components-embeddedmethod-ui">
    Learn how to use the EmbeddedMethod UI embedded component to add the ability to securely store a payment profile or execute a sale
  </Card>

  <Card title="Temporary token example app (for developers)" icon="cash-register" href="/guides/platform-tokenization-temp-token-app">
    Go through a guided checkout experience using the temporary token flow
  </Card>

  <Card title="Extend embedded components with the temporary token flow (for developers)" icon="binary-lock" href="/guides/platform-developer-tokenization-temp-flow">
    Use the temporary token flow with embedded components to have complete control over user transaction experience without expanding PCI scope
  </Card>

  <Card title="Make a sale with a saved payment method" icon="cloud-binary" href="/guides/pay-in-developer-transactions-card-on-file">
    Learn how to make a sale transaction via the API with a customer's saved payment method
  </Card>

  <Card title="Payment method tokenization" icon="binary-lock" href="/guides/platform-tokenization-overview">
    Learn how payment method tokenization secures sensitive data and enhances security for your payments
  </Card>
</CardGroup>

## Embedded components

These guides cover using Payabli's embeddable components to make transactions and save payment methods without expanding your PCI scope.

<CardGroup cols={3}>
  <Card title="PayMethod UI" icon="puzzle-piece" href="/guides/pay-in-components-paymethod-ui">
    Learn how to use the PayMethod UI embedded component to securely store a payment profile with a low-code modal-based UI.
  </Card>

  <Card title="VirtualTerminal UI" icon="puzzle-piece" href="/guides/pay-in-components-virtual-terminal-ui">
    Learn how to use the VirtualTerminal UI component on your site or in your app to securely accept payments
  </Card>

  <Card title="EmbeddedMethod UI" icon="puzzle-piece" href="/guides/pay-in-components-embeddedmethod-ui">
    Learn how to use the EmbeddedMethod UI embedded component to add the ability to securely store a payment profile or execute a sale
  </Card>

  <Card title="Embedded components overview" icon="puzzle" href="/guides/pay-in-components-overview">
    Learn how to use Payabli's embedded components to create customized checkout experiences without handling sensitive payment information yourself
  </Card>

  <Card title="Temporary token example app (for developers)" icon="cash-register" href="/guides/platform-tokenization-temp-token-app">
    Go through a guided checkout experience using the temporary token flow
  </Card>

  <Card title="Extend embedded components with the temporary token flow (for developers)" icon="binary-lock" href="/guides/platform-developer-tokenization-temp-flow">
    Use the temporary token flow with embedded components to have complete control over user transaction experience without expanding PCI scope
  </Card>

  <Card title="ExpressCheckout UI" icon="puzzle-piece" href="/guides/pay-in-components-express-checkout">
    Learn how to use the ExpressCheckout UI component on your site or in your app to securely accept digital wallet payments
  </Card>

  <Card title="Embedded components framework integrations" icon="brands react" href="/guides/pay-in-developer-components-frameworks">
    Learn how to use Payabli's embedded components with front-end frameworks like React and Vue
  </Card>

  <Card title="Build your own components" icon="pen-paintbrush" href="/guides/platform-creator-overview">
    Use Creator to build your own PCI-compliant embeddable components with no code
  </Card>

  <Card title="Embedded component playground" icon="display-code" href="/guides/pay-in-components-playground">
    Design, test, and preview the embedded components from you browser
  </Card>
</CardGroup>

## Hosted Payment Pages

These guides cover using Payabli's Hosted Payment Pages to make transactions and save payment methods without expanding your PCI scope.

<CardGroup cols={2}>
  <Card title="Accept Apple Pay on a payment page" icon="brands apple-pay" href="/guides/pay-in-developer-payment-page-apple-pay">
    Learn how to accept Apple Pay on a hosted payment page
  </Card>

  <Card title="Hosted payment page overview & quickstart" icon="forward-fast" href="/guides/pay-in-payment-page-overview">
    Build payment pages with no code, send to customers, and get paid with limited effort
  </Card>
</CardGroup>

## Reporting

Learn how to report on and manage your Pay In transactions, batches, disputes, and adjustments.

<CardGroup cols={2}>
  <Card title="Manage Pay In batches & funding in the UI" icon="layer-group" href="/guides/pay-in-portal-batches-funding-manage">
    Learn how to report on and manage Pay In batches and funding in the Payabli UI
  </Card>

  <Card title="Reconcile adjustments in transfers" icon="magnifying-glass-dollar" href="/guides/pay-ops-developer-transfers-reconcile">
    Learn how to use the Payabli API to track adjustments, such as ACH returns and chargebacks, in your money in transfers
  </Card>

  <Card title="Manage ACH returns & chargebacks in the UI" icon="money-check-pen" href="/guides/pay-in-portal-disputes-manage">
    Learn how to manage payment disputes like ACH returns and chargebacks in the Payabli UI
  </Card>

  <Card title="Manage Pay In transactions in the UI" icon="file-chart-column" href="/guides/pay-in-portal-transactions-reports">
    Learn about reporting on and managing Pay In transactions in the Payabli UI
  </Card>
</CardGroup>

## General learning guides

These guides cover general Pay In topics that can help you understand how Pay In works.

<CardGroup cols={2}>
  <Card title="Level II & level III processing" icon="layer-group" href="/guides/pay-in-transactions-l2-l3-overview">
    Learn about the fields required for Level I, II, and III processing
  </Card>

  <Card title="ACH payments cycle" icon="money-check" href="/guides/pay-in-ach-cycle-overview">
    Learn how ACH transactions work
  </Card>

  <Card title="Pay in transaction lifecycle" icon="message-code" href="/guides/pay-in-transactions-lifecycle-overview">
    Learn about the Pay In transaction lifecycle and its stages and statuses
  </Card>

  <Card title="Credit card payments cycle" icon="credit-card" href="/guides/pay-in-cards-cycle-overview">
    Learn how credit card transactions work
  </Card>

  <Card title="Pass-through fees" icon="hands-holding-dollar" href="/guides/pay-in-fees-passthrough-overview">
    Learn how pass-through fees work in Payabli
  </Card>

  <Card title="Understanding CIT & MIT indicators" icon="credit-card-front" href="/guides/pay-in-transactions-cit-mit-overview">
    Learn about Cardholder Initiated Transaction (CIT) and Merchant Initiated Transaction (MIT) indicators for Pay In transactions
  </Card>

  <Card title="Pay In quickstart" icon="split" href="/guides/pay-in-transactions-quickstart">
    Learn how to tokenize a payment method and make your first Pay In transaction
  </Card>

  <Card title="How money moves" icon="money-bill-transfer" href="/guides/platform-how-money-moves-overview">
    Learn how transactions, batches, and transfers work together in Payabli to move money
  </Card>
</CardGroup>

## Troubleshooting

If you run into issues while using Payabli's Pay In features, check out [the Pay In troubleshooting guide](/guides/pay-in-troubleshooting) for help resolving common problems.