> This is Payabli documentation. For a complete page index, fetch https://docs.payabli.com/llms.txt — append .md to any page URL for lightweight markdown. For section-level indexes, query parameters, and other AI-optimized access methods, see https://docs.payabli.com/ai-agents.md # Apple Pay overview > Learn about using Apple Pay with Payabli Apple Pay is a digital wallet and mobile payment service that allows payors to make payments using their Apple devices. You can accept Apple Pay in the store using any of the hardware devices that Payabli supports. Payabli also supports Apple Pay for payments made online on any of the supported browsers on Apple devices except for Safari 17 and below on iOS. ## How Apple Pay transactions work The payor selects goods or services to buy and chooses Apple Pay as the payment method. The payor then authenticates the transaction using Face ID, Touch ID, or the device passcode. The website or mobile app, through integration with Payabli's JS SDK, receives the payment request. This request includes an encrypted payment token representing the payor's payment information. The token is unique to each transaction and is used to securely transmit payment data to Payabli. Merchant's software platform receives the encrypted payment token and uses Payabli integration to send the payment token in the transaction request to Payabli for payment processing. The payment processor Payabli receives the transaction details including the encrypted payment token. Payabli decrypts the payment token and forwards the transaction to the acquirer. The Acquirer receives the decrypted payment information from Payabli. It then forwards the transaction to the card network for authorization. The card network reviews the transaction details and works with the card Issuer to either approve or decline the transaction. The transaction decision is sent back the same path from the card network to the acquirer to Payabli, and then to the merchant platform. The merchant platform then completes the transaction based on the response (approved or declined). When the transaction is complete, the merchant platform provides the customer with a transaction confirmation, such as a receipt. Apple Pay transaction flow from user to payment network #### Diagram: Apple Pay Transaction Flow This diagram shows how Apple Pay transactions are processed through the payment network: * User authenticates with Touch ID or Face ID in the app or website * App/website sends encrypted Apple Pay payment object to merchant platform * Merchant platform maps data to Payabli's PSP API/SDK * Payabli (PSP) decrypts the payment token and sends transaction for authorization to the acquirer * Acquirer tokenizes and authorizes the payment through the payment network * Authorization response travels back through the same path to complete the transaction ## Get started To get started, configure and activate Apple Pay via [the API](/guides/pay-in-developer-wallets-apple-pay-enable). The ExpressCheckout embedded component doesn't support Apple Pay for Safari versions lower than 17 on iOS. ## Related resources See these related resources to help you get the most out of Payabli. * **[Activate Apple Pay (API)](/guides/pay-in-developer-wallets-apple-pay-enable)** - Learn about setting up Apple Pay via the Payabli API * **[Manage Apple Pay (API)](/guides/pay-in-developer-wallets-apple-pay-manage)** - Learn about managing Apple Pay and payment method domains via the Payabli API