> This is Payabli documentation. For a complete page index, fetch https://docs.payabli.com/llms.txt — append .md to any page URL for lightweight markdown. For section-level indexes, query parameters, and other AI-optimized access methods, see https://docs.payabli.com/ai-agents.md # Pay Out overview > Learn more about Payabli's Pay Out features, and find all the guides in one place Pay Out is the accounts payable (AP) side of your payment program — outgoing vendor payments, not the settlement you receive from your processor. Most merchants handle AP in separate tools: bills in one place, payments sent another way. Pay Out brings it together: merchants manage vendors, track bills, and send payments from a single place. Virtual card payouts earn interchange, so the AP they're already doing becomes a revenue stream rather than just a cost center. These guides cover vendors, bills, and payout transactions. Payabli's Pay Out capabilities include: * Managed payables to make frictionless and secure payments to your vendors. * Billing engine to centralize your pay-out tasks in Payabli to track, manage, and monetize payments to vendors. These guides help you make the most of Payabli's Pay Out features. ## Vendors Vendors are the entities that provide goods or services to paypoints and organizations. They're who gets paid when you make a payout transaction. These guides cover managing vendors in Payabli. * [Enrich vendors with the API](/guides/pay-out-developer-vendor-enrichment-integrate) — Use the API to enrich vendors with payment acceptance info and contact information * [Manage vendors with the API](/guides/pay-out-developer-vendors-manage) — Learn how to add and manage vendors with the Payabli API * [Manage vendor payment methods (Portal)](/guides/pay-out-portal-vendor-payment-methods-manage) — View, add, set a default, and delete a vendor's stored payment methods in the Payabli Portal * [Create vendors (Portal)](/guides/pay-out-portal-vendors-create) — Add vendors to Payabli manually, by scanning an invoice, or with a bulk import * [Manage vendors (Portal)](/guides/pay-out-portal-vendors-manage) — Find, view, update, and remove your vendor records in the Payabli Portal to keep payout details current * [Vendor enrichment](/guides/pay-out-vendor-enrichment-overview) — Automate vendor payment research with AI-powered enrichment ## Bills Bills are the invoices you receive from your vendors for goods and services. You can make payouts to vendors based on these bills. These guides cover managing bills in Payabli. * [Bill statuses & lifecycle](/guides/pay-out-bills-lifecycle) — Understand how a bill moves from created to paid, including approval, and what each status means * [Manage bills with the API](/guides/pay-out-developer-bills-manage) — Learn how to add and manage bills for vendors via the API * [Create a bill (Portal)](/guides/pay-out-portal-bills-create) — Add vendor bills in the Payabli Portal, then send a vendor link or pay with a stored method * [Manage bills (Portal)](/guides/pay-out-portal-bills-manage) — Track, pay, and reconcile vendor bills from the Bills report * [Bills & invoices](/guides/platform-bills-vs-invoices) — Understand the difference between bills and invoices in Payabli * [Manage line items with the API](/guides/platform-developer-line-items-manage) — Learn how to add and manage line items for products and services via the API * [Manage line items & your catalog (Portal)](/guides/platform-portal-catalog-manage) — Add, edit, find, and delete products and services in the Payabli Portal ## Payouts Payouts are the actual payments you make to your vendors. These guides cover managing payouts in Payabli. * [Cards overview](/guides/pay-out-cards-overview) — Understand how single-use virtual cards and multi-use ghost cards work for vendor payouts * [Integrate Positive Pay](/guides/pay-out-checks-positive-pay) — Learn how Positive Pay works and build your Positive Pay file from Payabli payout data * [Get payout transaction check image with the API](/guides/pay-out-developer-checks-get-image) — Learn how to get the check image for a paid payout to a vendor via the API * [Manage ghost cards with the API](/guides/pay-out-developer-ghost-cards-manage) — Learn how to create and manage multi-use virtual debit cards for vendor spend with the Payabli API * [Send instant payouts](/guides/pay-out-developer-instant-payouts) — Use wire transfer and Real-Time Payments (RTP) rails to send irrevocable, same-day payouts to US vendors * [Manage vendor payment links](/guides/pay-out-developer-payment-links-manage) — Generate, send, and manage payment links for bills so vendors can choose their preferred payment method * [Audit payout transactions with the API](/guides/pay-out-developer-payouts-audit) — Learn how to use the Payabli API to track and audit payout transactions * [Manage payouts with the API](/guides/pay-out-developer-payouts-manage) — Learn how to use the Payabli API to create, capture, and cancel payout transactions * [Reissue payouts with the API](/guides/pay-out-developer-payouts-reissue) — Reissue a payout transaction with a different payment method * [Manage virtual cards with the API](/guides/pay-out-developer-virtual-cards-manage) — Learn how to retrieve, renew, send, and cancel single-use virtual cards with the Payabli API * [Understanding payables](/guides/pay-out-payables-overview) — Learn about managing your payables and payouts with Payabli * [Payment descriptors](/guides/pay-out-payment-descriptors-overview) — Control the statement text that appears on Pay Out funding debits and vendor credits * [Get payout transaction check image (Portal)](/guides/pay-out-portal-check-images-get) — Learn how to get the check image for a paid payout to a vendor from the Payabli Portal * [Manage vendor links (Portal)](/guides/pay-out-portal-payment-links-manage) — Send a vendor link from a bill, then track, resend, reactivate, or cancel it in the Payabli Portal ## Troubleshooting If you run into issues while using Payabli's Pay Out features, check out [the Pay Out troubleshooting guide](/guides/pay-out-troubleshooting) for help resolving common problems. > If you're a software company, you're a payments company™ ## Docs - [Understanding payables](https://docs.payabli.com/guides/pay-out-payables-overview.md): Learn about managing your payables and payouts with Payabli - [Understanding managed payables](https://docs.payabli.com/guides/pay-out-managed-payables-overview.md): Learn about managed payables and the vendor enablement process - [Integrate Positive Pay](https://docs.payabli.com/guides/pay-out-checks-positive-pay.md): Learn how Positive Pay works and build your Positive Pay file from Payabli payout data - [Pay Out batches overview](https://docs.payabli.com/guides/pay-out-batches-funding-overview.md): Understand how a Pay Out batch moves from open to paid, and what each batch status means - [Payment descriptors](https://docs.payabli.com/guides/pay-out-payment-descriptors-overview.md): Control the statement text that appears on Pay Out funding debits and vendor credits