> This is Payabli documentation. For a complete page index, fetch https://docs.payabli.com/llms.txt — append .md to any page URL for lightweight markdown. For section-level indexes, query parameters, and other AI-optimized access methods, see https://docs.payabli.com/ai-agents.md # Payabli Portal overview > Understand what the Payabli Portal is, what it enables, and what it means for your team The Payabli Portal is a browser-based application that gives partners and merchants direct, secure access to many of the same capabilities available through the APIs. It covers the full operational range of the platform: from transaction management to merchant onboarding to developer configuration. It's organized around Payabli's three product areas: Pay In, Pay Out, and Pay Ops. Which parts you use most depends on your role. Payabli Portal dashboard showing Pay In and Pay Out transaction volume and count metrics for the current month, with the sidebar navigation showing Pay In, Pay Out, and Pay Ops sections on the left ## Who uses the Payabli Portal **Business users** work here day-to-day — managing transactions, running reports, handling vendor operations and payouts, and resolving disputes. Start with [transactions and reports](/guides/pay-in-portal-transactions-reports). **Administrators** control who can access it and what they can do. User accounts, role assignments, and organizational settings are all managed through Pay Ops. Start with [managing users](/guides/pay-ops-portal-users-manage). **Developers** use it during integration and as an ongoing companion to the API — token generation, webhook configuration, and SFTP access management. Start with [API token setup](/developers/api-reference/api-overview#create-and-manage-api-tokens). **Merchants** can access a view scoped to their own activity — transaction history, disputes, and payouts — when their partner enables it. Their view is typically styled to match the partner's brand. ## Comparison with the API The Payabli Portal and the API cover much of the same ground, but a few UI-specific features are worth knowing: * **User access:** You don't need to generate user API tokens or make requests through the backend. You can log in with a password and MFA, or through a single sign-on provider. * **Custom reports:** It includes a custom reports builder in the UI, reducing dependence on backend data pulls for reporting workflows. * **No-code operations:** Tasks like vendor enrichment and boarding template management don't require API calls, making them accessible to non-technical users. * **Testing:** It runs in the same sandbox environment as the API, and the same [test cards](/guides/test-accounts-reference) work in both. See the [integration testing guide](/developers/platform-developer-testing-guide) for testing workflows that apply to either surface. ## Reports and navigation Most of your data lives in *reports*: filterable table views where clicking a row opens the full record. Individual records support deep linking, so you can share a URL directly with teammates or the Payabli support team. Pay In transactions report showing a paginated table of transaction records with columns for merchant name, date and time, payment method, SIM card type, type, payment status, payment funding status, and amount, with filter, column, arrange, and export controls in the top-right For a walkthrough of the sidebar, search, and quick actions, see [Navigate the Payabli Portal](/guides/platform-portal-navigation-overview). ## Related resources See these related resources to help you get the most out of Payabli. * **[Navigate the Payabli Portal](/guides/platform-portal-navigation-overview)** - Learn the layout of the Payabli Portal — Pay In, Pay Out, and Pay Ops — and what you'll find in each - **[API overview](/developers/api-reference/api-overview)** * **[Run your payments with Payabli](/guides/platform-payabli-three-ps-overview)** - Learn about Payabli's three Ps: Pay In, Pay Out, Pay Ops * **[Access PartnerHub and PayHub](/guides/platform-portal-access)** - Learn how to access Payabli's PartnerHub and PayHub UIs