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APIPay Out endpointsPayouts

Authorize payout

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Authorizes a transaction for payout.

If you don’t pass autoCapture with a value of true, authorized transactions aren’t flagged for settlement until captured. Use the referenceId returned in the response to capture the transaction.

When autoCapture is true, Payabli captures the transaction asynchronously after authorization. The response confirms only that the transaction was authorized; it doesn’t confirm that capture succeeded. To confirm capture, listen for the payout_transaction_approvedcaptured webhook event.

If a velocity fraud alert is triggered, the endpoint returns a 202 response with responseCode 9051, and the authorization is held for risk review rather than rejected. If a risk policy blocks the transaction, the endpoint returns a 422 response with responseCode 9005, a terminal rejection.

For check payouts, Payabli validates the remit (mailing) address at authorization. If the address fails deliverability validation, the endpoint returns a 422 response and doesn’t charge the paypoint. Correct the address and re-authorize. Other payout rails (ACH, RTP, virtual card, wire, and managed payables) aren’t affected.

Authentication

AuthorizationBearer

Bearer authentication of the form Bearer <token>, where token is your auth token.

OR
requestTokenstring

Long-lived API token sent in the requestToken header. See API token authentication.

Headers

idempotencyKeystringOptional

Optional but recommended A unique ID that you can include to prevent duplicating objects or transactions in the case that a request is sent more than once. This key isn’t generated in Payabli, you must generate it yourself. This key persists for 2 minutes. After 2 minutes, you can reuse the key if needed.

Query parameters

allowDuplicatedBillsbooleanOptionalDefaults to false

When true, the authorization bypasses the requirement for unique bills, identified by vendor invoice number. This allows you to make more than one payout authorization for a bill, like a split payment.

doNotCreateBillsbooleanOptionalDefaults to false

When true, Payabli won’t automatically create a bill for this payout transaction.

sameDayACHbooleanOptionalDefaults to false

When true, Payabli authorizes the payout for same-day ACH processing instead of standard ACH. Same-day ACH must be enabled for the paypoint, otherwise the authorization fails with a 400 response and responseCode 3492. Only ACH payouts honor this flag. Wire and RTP payouts ignore it.

Same-day ACH has a daily cutoff. Capture the transaction before the cutoff, or pass autoConvertSameDayAch with a value of true when you capture it.

Request

This endpoint expects an object.
entryPointstringRequired<=50 characters
The entrypoint identifier.
paymentMethodobjectRequired

Payment method object for vendor payouts.

  • { method: "managed" } - Managed payment method
  • { method: "vcard" } - Virtual card payment method
  • { method: "check" } - Check payment method
  • { method: "ach", achHolder: "...", achRouting: "...", achAccount: "...", achAccountType: "..." } - ACH payment method with bank details
  • { method: "ach", storedMethodId: "..." } - ACH payment method using stored method ID
  • { method: "wire", achHolder: "...", achRouting: "...", achAccount: "...", achAccountType: "..." } - Wire transfer payment method (US only, irrevocable)
  • { method: "rtp", achHolder: "...", achRouting: "...", achAccount: "...", achAccountType: "..." } - Real-Time Payments method (US only, irrevocable)
paymentDetailsobjectRequired
Object containing payment details.
vendorDataobjectRequired
Object containing vendor data.
sourcestringOptional<=100 characters
Custom identifier to indicate the transaction or request source.
orderIdstringOptional<=250 characters
Custom identifier for the transaction.
orderDescriptionstringOptional<=250 characters
Text description of the transaction.
invoiceDatalist of objectsOptional

Bills to pay with this payout, each referenced by billId.

accountIdstringOptional
Custom identifier for payment connector.
subdomainstringOptional<=50 characters
Refers to the payment page identifier. If provided, then the transaction is linked to the payment page.
subscriptionIdlongOptional
Payabli identifier of the subscription associated with the transaction.
autoCapturebooleanOptional

When true, Payabli captures the transaction asynchronously after a successful authorization. The authorization request returns once the transaction is authorized; capture happens later, and the response doesn’t confirm capture. To confirm capture succeeded, listen for the payout_transaction_approvedcaptured webhook event.

When false, you must manually capture the transaction after a successful authorization. Defaults to false.

See Manage payouts with the API for more information.

Response

Success
responseCodeinteger

Code for the response. Learn more in API Response Codes.

pageIdentifierstring or null
Auxiliary validation used internally by payment pages and components.
roomIdlong

Field not in use on this endpoint. It always returns 0.

isSuccessboolean

Boolean indicating whether the operation was successful. A true value indicates success. A false value indicates failure.

responseTextstring

Response text for operation: ‘Success’ or ‘Declined’.

responseDataobject

Errors

400
Bad Request Error
401
Unauthorized Error
422
Unprocessable Entity Error
500
Internal Server Error
503
Service Unavailable Error