Pay In overview

Applies to:DevelopersPartnersPaypoints

Pay In is how businesses collect money through your payment program — cards, ACH, digital wallets, and in-person options. Without it, merchants handle collections in a separate tool, which breaks the experience and hands revenue to a third party. Pay In brings acceptance into the platform so merchants can complete transactions without handing off to a third-party tool. Partners control which methods are available and how they’re configured. These guides cover each payment method and channel.

Payabli’s Pay In capabilities include:

Making sale transactions: either card-present with a device, via the API, embedded components, hosted payment pages, the virtual terminal in the UI, or via payment links.
Making recurring or scheduled transactions.
Saving payment methods for future use. This is also called “tokenization”.
Invoicing customers to request payments.

References

These reference guides cover schemas, statuses, and error codes related to Pay In.

Pay In schemas

Learn about Pay In (money in) transaction schemas

Pay In statuses

Learn about Pay In (money in) statuses

Pay In TransEvent reference

Learn about TransEvent values for pay in transactions

Pay In unified response codes reference

Complete reference for Payabli’s unified Pay In transaction response codes

ACH return codes reference

Understand how to handle different types of ACH returns

Payment response codes & errors

Learn about payment response codes for different payment methods

Payment methods for testing

Use these payment methods to test your integration with Payabli

Making transactions

If you want to learn more about making transactions with Payabli, use these guides to get started.

One-time transactions

These guides cover tasks associated with one-time transactions.

Capturing in-person checks

Learn how to use remote deposit capture (RDC) to convert paper checks into electronic payments

Use Remote Deposit Capture (API)

Learn how to use remote deposit capture (RDC) to convert paper checks received in-person into electronic payments via the API

Accept IVR payments (API)

Integrate IVR card and ACH payments step by step

Accept Tap to Pay payments

Integrate Tap to Pay in your native iOS app, from paypoint registration through your first charge

Authorize & capture transactions

Learn how to authorize and capture payments for settlement using the API

Process card payments in Canada

Learn how to process card payments in Canada via the API

Cancel a Pay In transaction with the API

Learn how to cancel a Pay In transaction using the API

Make a sale with a saved payment method

Learn how to make a sale transaction via the API with a customer’s saved payment method

Make a sale transaction with the API

Learn how to authorize and capture a sales transaction in one step using the API

IVR payments overview

How IVR payments work, payment types supported, and compliance considerations

Capture a check with your phone

Learn how to capture a check with your phone and finish an RDC payment in the Virtual Terminal

Cancel a Pay In transaction (Portal)

Void an unsettled transaction or refund a settled one from the Pay In Transactions report

Retry a transaction (Portal)

Rerun an existing transaction from the Transactions report to recover a declined payment or repeat a charge

Create a transaction (Portal)

Initiate a payment from the Payabli Portal and capture authorized transactions

Manage Pay In transactions (Portal)

Filter and export transaction data, and void, refund, and manage individual transactions in the Payabli Portal

Tap to Pay overview

Learn how Tap to Pay lets your app accept contactless, card-present payments with no external hardware

Subscriptions and autopays

These guides cover tasks associated with subscriptions, scheduled payments, and autopay transactions.

Understand Pay In autopays

Understand how Pay In autopays work and when to choose schedule-driven versus balance-driven billing

Manage subscriptions with the API

Learn how to create, update, and delete your scheduled, subscription, and autopay transactions with the Payabli API

Subscription utility code

Use example code to enhance your subscription management via the API

Create an autopay

Schedule automatic recurring charges for customers directly from their record in the Payabli Portal

Manage autopays

View, edit, pause, resume, and cancel scheduled autopays from the Payabli Portal

Digital wallets

These guides cover configuring acceptance for digital wallets.

ExpressCheckout UI

Learn how to use the ExpressCheckout UI component on your site or in your app to securely accept digital wallet payments

Accept Apple Pay on a payment page

Learn how to accept Apple Pay on a hosted payment page

Activate Apple Pay (API)

Learn about setting up Apple Pay via the Payabli API

Manage Apple Pay (API)

Learn about managing Apple Pay and payment method domains via the Payabli API

Activate Google Pay™ (API)

Learn about setting up Google Pay via the Payabli API

Manage Google Pay™ (API)

Learn about managing Google Pay and payment method domains via the Payabli API

Manage digital wallet domains

Add, verify, and manage the domains that can accept Apple Pay and Google Pay

Apple Pay overview

Learn about using Apple Pay with Payabli

Google Pay™ overview

Learn about using Google Pay with Payabli

Card present (devices)

These guides cover Payabli’s card-present devices, which fall into two API categories. Cloud devices, also known as terminals, use the cloud method. AXIUM semi-integrated devices use the device method.

Manage AXIUM devices

Learn how to manage AXIUM devices with the Payabli API

AXIUM devices API quickstart

Activate an AXIUM terminal and make your first card-present transaction with the Payabli API

Manage Ingenico Link & Lane devices

Learn how to register, list, and unregister Ingenico Link and Lane devices with the Payabli API

Manage PAX devices

Learn how to set up, register, list, and unregister PAX devices with the Payabli API

Devices overview

Learn how to accept card-present payments with Payabli’s cloud and AXIUM devices

Set up a PAX A920 device in PayHub

Learn how to set up a PAX A920 device in PayHub to make card-present sales

Routing funds

Learn how to route funds from your Pay In transactions to different bank accounts or sub-merchants.

Route funds from a transaction

Route funds from transactions to different bank accounts for a single paypoint

Refund a split funded transaction

Learn how to refund a transaction that was sent with split instructions

Split funds from a transaction

Split funds from a transaction into different bank accounts or paypoints

Fund routing overview

Learn your options for sending Pay In funds into different accounts

Split payment chargebacks & returns

Learn how Payabli handles chargebacks and ACH returns for split transactions

Remote Deposit Capture (RDC)

These guides cover using Remote Deposit Capture (RDC) to convert paper checks into electronic payments.

Capturing in-person checks

Learn how to use remote deposit capture (RDC) to convert paper checks into electronic payments

Use Remote Deposit Capture (API)

Learn how to use remote deposit capture (RDC) to convert paper checks received in-person into electronic payments via the API

Capture a check with your phone

Learn how to capture a check with your phone and finish an RDC payment in the Virtual Terminal

Refunds

These guides cover handling refunds for Pay In transactions.

Cancel a Pay In transaction with the API

Learn how to cancel a Pay In transaction using the API

Cancel a Pay In transaction (Portal)

Void an unsettled transaction or refund a settled one from the Pay In Transactions report

Enhanced refund flow

Learn how the Enhanced Refund Flow feature works to make card refunds more efficient

Understand refunds & failures

Learn about refunds and what to do when refunds fail

Split payment chargebacks & returns

Learn how Payabli handles chargebacks and ACH returns for split transactions

Invoice customers

Learn how to send invoices and create payment links so customers can pay your merchants.

Manage invoices with the API

Learn how to create, update, delete, and send invoices with the Payabli API

Pay by SMS

Learn how pay by SMS works with Payabli

Manage Payment Links

Learn how to generate, send, and manage payment links via the API

Invoice statuses & lifecycle

Understand how an invoice moves from draft to paid, and what each status means for follow-up

Decision guide: Invoice delivery

Use this guide to help you choose the right approach for creating and delivering invoices to customers

Create & send invoices (UI)

Create, schedule, and send invoices to customers in the Payabli Portal

Manage invoices (UI)

Track, edit, and reconcile invoices from the Invoices report

Bills & invoices

Understand the difference between bills and invoices in Payabli

Manage line items with the API

Learn how to add and manage line items for products and services via the API

Manage line items & your catalog (Portal)

Add, edit, find, and delete products and services in the Payabli Portal

Save payment information

Learn about saving (tokenizing) payment information for future use with Payabli.

Pay In

Natively add card and ACH payments to your mobile app with the Pay In component

EmbeddedMethod UI

Learn how to use the EmbeddedMethod UI embedded component to add the ability to securely store a payment profile or execute a sale

PayMethod UI

Learn how to use the PayMethod UI embedded component to securely store a payment profile with a low-code modal-based UI.

Make a sale with a saved payment method

Learn how to make a sale transaction via the API with a customer’s saved payment method

Save a payment method with the API

Learn how to use the Payabli API to add and manage saved payment methods

Share payment method tokens (for developers)

Learn how to use universal tokens across paypoints

Extend embedded components with the temporary token flow (for developers)

Use the temporary token flow with embedded components to have complete control over user transaction experience without expanding PCI scope

Card Account Updater

Automatically refresh stored cards that are about to expire to reduce recurring payment declines

Payment method tokenization

Learn how payment method tokenization secures sensitive data and enhances security for your payments

Temporary token example app (for developers)

Go through a guided checkout experience using the temporary token flow

Embedded components

These guides cover using Payabli’s embeddable components to make transactions and save payment methods without expanding your PCI scope.

Mobile components overview

Learn how Payabli’s native mobile SDK components let you accept payments in your mobile app

Pay In

Natively add card and ACH payments to your mobile app with the Pay In component

Tap to Pay

Natively add contactless payments to your mobile app with Tap to Pay

EmbeddedMethod UI

Learn how to use the EmbeddedMethod UI embedded component to add the ability to securely store a payment profile or execute a sale

ExpressCheckout UI

Learn how to use the ExpressCheckout UI component on your site or in your app to securely accept digital wallet payments

Embedded components overview

Learn how to use Payabli’s embedded components to create customized checkout experiences without handling sensitive payment information yourself

PayMethod UI

Learn how to use the PayMethod UI embedded component to securely store a payment profile with a low-code modal-based UI.

VirtualTerminal UI

Learn how to use the VirtualTerminal UI component on your site or in your app to securely accept payments

Embedded components framework integrations

Learn how to use Payabli’s embedded components with front-end frameworks like React and Vue

Extend embedded components with the temporary token flow (for developers)

Use the temporary token flow with embedded components to have complete control over user transaction experience without expanding PCI scope

Temporary token example app (for developers)

Go through a guided checkout experience using the temporary token flow

Hosted Payment Pages

These guides cover using Payabli’s Hosted Payment Pages to make transactions and save payment methods without expanding your PCI scope.

Accept Apple Pay on a payment page

Learn how to accept Apple Pay on a hosted payment page

Hosted payment page overview & quickstart

Build payment pages with no code, send to customers, and get paid with limited effort

Reporting

Learn how to report on and manage your Pay In transactions, batches, disputes, and adjustments.

Manage Pay In batches & funding (Portal)

Learn how to report on and manage Pay In batches and funding in the Payabli Portal

Manage Pay In transactions (Portal)

Filter and export transaction data, and void, refund, and manage individual transactions in the Payabli Portal

Reconcile adjustments in transfers

Learn how to use the Payabli API to track adjustments, such as ACH returns and chargebacks, in your money in transfers

Amigo boundaries & guardrails

Understand what Amigo can access, what it won’t do, and the controls partners have over it

Amigo Insights overview

Understand how Amigo, Payabli’s AI agent, answers analytics and account questions in natural language

Use Amigo Insights for reports & analytics

Learn how to open Amigo, ask questions, and revisit past conversations in the Payabli Portal

Customize the Portal dashboard

Rearrange, resize, hide, and restore the blocks on your Payabli Portal dashboard

General learning guides

These guides cover general Pay In topics that can help you understand how Pay In works.

ACH payments cycle

Learn how ACH transactions work

Credit card payments cycle

Learn how credit card transactions work

Payor fees

Learn how payor fees work in Payabli and how to configure and send them on transactions

Understanding CIT & MIT indicators

Learn about Cardholder Initiated Transaction (CIT) and Merchant Initiated Transaction (MIT) indicators for Pay In transactions

Level II & level III processing

Learn about the fields required for Level I, II, and III processing

Pay in transaction lifecycle

Learn about the Pay In transaction lifecycle and its stages and statuses

Understand payment statuses & funding statuses

Understand why a Pay In transaction’s payment status and funding status can disagree, and how to read a mismatch

Pay In quickstart

Learn how to tokenize a payment method and make your first Pay In transaction

How money moves

Learn how transactions, batches, and transfers work together in Payabli to move money

Troubleshooting

If you run into issues while using Payabli’s Pay In features, check out the Pay In troubleshooting guide for help resolving common problems.